⚠️ Notice

This post is a draft translation from the Chinese version which have not yet been thoroughly proofread.

💡 BlogBlog Club!

The content of this post seems quite match the topic “Am I the only one like this?”, which is the topic of February 2026’s BlogBlog Club, but unfortunately I ended up coming too late! I didn’t even get the inspiration to write it until early-March.

I seem to have never really grasped the concept of personal financial management.

So I went out with a group of friends I hadn’t known for very long, and we all had to chip in to pay. I paid with cash on the spot at the first time; On the second time, they stated that they whish to collect the money via PayMe or FPS beforehand, so I found someone who’s more familiar with me to help me out first, since I wasn’t quite familiar with such things at the moment. Though that person ended up ask me to return the money to them via FPS later on. 🤣

On one occasion when I dined out with this group of people, I paid in cash, I was probably the only one among them who paid in cash. 🤣

The education I’ve received since my childhood seems to only involve cash and Octopus cards regarding to payment methods, and nobody’s ever really instructed me about some newer electronic payment methods grown up in the recent years. Maybe one day I have to be accustomed to these newer payment methods too? However, where should I begin, and how should I get started? Nobody can answer that for me.